Credit Card Max

What it does

Credit Card Max advises which card to use for a given purchase so points, cash back, and perks actually land. It tracks the cards you hold, unused benefits, and misrouted recurring charges, then runs a monthly utilization review instead of leaving the optimization in your head.

How it works

1. 01

   Tell it which cards you hold and what you are about to buy.

2. 02

   It recommends the card that maximizes points, cash back, or perks for that purchase.

3. 03

   It flags unused benefits and recurring charges on the wrong card.

4. 04

   It runs a monthly utilization review of the whole wallet.